A quick guide to understanding inventory financing

As a founder, you have so many things on your plate—making sure your product is perfect before launch, managing team members and finances, juggling marketing campaigns… the list goes on. There are lots of things to consider when scaling a business, and oftentimes inventory financing is overlooked.

Inventory financing is a great way for brands to increase their cash flow and shuffle money around to focus on different initiatives. But why do some founders choose inventory financing while others don’t even consider it? It’s often because these founders don’t qualify for traditional loans or lack the collateral required to be approved by private lenders.

7 Spooky Aussie Money Facts You Didn’t Know About

It seems like there are new ways that are guaranteed to save you money put in front of Australians every day. In the world of online shopping and digital payments, Buy Now Pay Later (BNPL) platforms such as Afterpay and Zipmoney are leaving Aussie consumers spoilt for choice. At the same time, we’re faced with new ways to spend and to store our money, too. With all these fast-paced changes, it can be easy to lose track of our spending habits. Keeping your finger on the pulse of nation-wide money habits can help you understand and manage your own cash better.

In light of the scary season, we’ve compiled a Nifty list of spooky and not-so-spooky Australia money facts that may surprise you.

Most people would like to improve their credit rating. Aside from giving you more options for borrowing money, a good credit score makes it cheaper to use a credit card or get a loan. Credit Sesame, which has been around for more than a decade, lays out all the details about your debt, and helps you understand your credit score. Personal finance also helps you learn how to improve it. Credit Sesame offers free, useful, basic credit and debt tracking tools, but you'll need a premium subscription if you want a laser-focused view of your credit.

Credit Sesame backs up its free services by suggesting credit card and loan options that may be a better fit than what you're currently using. However, it does not track your income, expenses, and budget like Mint and Quicken Deluxe, our editors' choice for free or. Credit Sesame is more similar in content to Credit Karma and WalletHub, but lacks some of their tools.

6 Tips To Paying Off Debt Fast

Debt is a big source of stress for many people, and having debt makes it hard to achieve your financial goals. We’ll share 6 tips to paying off debt fast.

Debt can cause a lot of stress. It makes it difficult, if not impossible, to achieve financial goals like building an emergency fund, investing for your future, saving for a downpayment, and putting your children through college.

6 top tips for new Physiotherapy students

Physiotherapy is a rewarding career. Every day, you are helping people recover from injuries, improve their athletic performance and enhance their lives.

With our newest physiotherapy students starting in May, we asked Bondies Catherine, Joseph and Elise to share their advice to future physios.

Small business taxes are probably one of the most stressful responsibilities business owners face. The fact that tax laws and codes are constantly evolving adds to the burden and pressure of ensuring that your company pays the correct amount of small business tax. Although taxes are complicated, there are ways to lower your anxieties and your tax bill and stay ahead of the game for the next tax season. Here are some tips on how small business owners can leverage the tax laws for their small business taxes in 2022.

What types of taxes do small businesses have to pay?

The types of taxes your small business will have to pay will depend primarily on the structure of your business.

Benefits of Making a Down Payment on Your VA Loan

The VA loan is one of few mortgage products that offer qualifying borrowers 100% financing. The low down payment opportunity available through this mortgage can make it possible for valued service members and their families to lay down roots.

Applying for a business loan

Thinking of applying for a business loan? For most business owners, it can be incredibly difficult to know what type of loan to go for. Secured or unsecured, a term loan or a line of credit, with a fixed or variable interest rate. Or maybe it is something more specific you’re looking for, like equipment or trade finance.

In 1994, Playstation was introduced with the fantastic slogan: ‘Live in your world, play in ours’. And that’s true for any game we play, all built on escapism as we crave for carpe diem. We rescue princesses from castles, play as knights in worlds of fantasy and join armies of modern or futuristic soldiers.

There is no right or wrong. All racing games are equally fun, all equally a test of driving skills in their own context. But for the sake of this article, we’ve divided racing games into three categories of realism.

When you’re buying your first home, applying for a home loan may seem like a daunting prospect. But it really doesn’t have to be that way. We show you what you need to know about finding and, most importantly, securing your first home loan so that you can get onto the property ladder as soon as possible.

Understand what you can borrow

Before you apply for any loan – and before you even begin your property search – you should always have an understanding of how much you can borrow. The easiest way to do this is to use a mortgage calculator.